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Frequently Asked Questions

The material in this question and answer series is for your information only. It is not legal advice and is not designed to be used in place of legal advice. You should consult your own attorney for legal advice. The St. Joseph Legal Department provides this series to provide a general summary of procedures concerning violations of city ordinances in the City of St. Joseph, Missouri. It is issued to inform generally, not to advise of specific rights. As with any general information, the answers given here may not specifically apply to you.
What are the interest rates?
Loans will be at an interest rate of 0% to 4% based upon the property owner’s ability to pay, not to exceed a 30-year term. A deferred payment loan may be offered to applicants 62 years of age or older and/or permanently disabled whose incomes do not permit the repayment of an amortizing loan. Mortgage of said property will be filed as security for the loan.

Show All Answers

1. Is any assistance available to make repairs to our home?
2. How do I qualify for these programs?
3. What happens if I qualify?
4. What are the interest rates?
5. What is the Emergency Assistance Program?